Backup funds

Carrying backup funds in addition to your credit card and a transaction account card gives you the ability to make transactions in a variety of ways if needed. That way, you'll avoid being inconvenienced by merchants who only accept certain currencies, cards or Travellers Cheques. It also provides you with added peace of mind in case your credit cards are lost or stolen. The backup funds worth considering are:

• ANZ Travel Card
• Foreign currency cash
• Travellers cheques¹
  

These may be purchased at ANZ Foreign Exchange Centres instantly or at an ANZ branch (foreign cash holdings vary between branches, therefore, some branches may require pre-ordering of cash).

ANZ Travel Cards

ANZ Travel Card is a secure and convenient way to take foreign currency overseas. ANZ Travel Cards can be used at ATMs and merchants worldwide, wherever Visa is accepted electronically. For security, each card has its own PIN number and is not linked to any other accounts.

Before you travel, simply purchase an ANZ Travel Card over the counter at your local branch. You can purchase the card in one of these four currencies:

• United States dollars
• Great British pounds
• Euros
• New Zealand dollars
  

When overseas, you'll then be able to use the card to make purchases with no transaction fees, with a competitive flat fee charged for ATM withdrawals.

Every customer receives a backup card for added security at no extra cost so, should your first card be lost or stolen, you can still access your funds. ANZ can also provide an overseas emergency replacement card if needed.

For more information visit www.anz.com/travelcard

Travellers' cheques

Travellers' cheques are another secure way to carry funds and can be cashed easily at most banks, hotels, motels, restaurants, airports, and many shops. ANZ offers American Express® (AMEX) travellers' cheques featuring their renowned global replacement service. Should your travellers' cheques be lost or stolen, AMEX will typically offer an immediate refund almost anywhere in the world. AMEX travellers' cheques also come with the added benefit that they retain their value until cashed.

If you are an ANZ gold or platinum cardholder, you'll pay no commission when you purchase AMEX travellers' cheques through us.

*Please note that fees cannot be waived when travellers' cheques are purchased via ANZ Internet Banking.

Foreign currency

Having a small amount of foreign currency already on hand when you arrive can make things easier for you when it comes to getting taxis, trains and buying refreshments.

Purchasing Foreign Currency Cash and Travellers Cheques

Carrying foreign currency cash with you makes it easier when you arrive in your destination, especially when it comes to getting taxis, trains and buying refreshments.

ANZ helps to cover your Travel Money needs by providing up to 54 different foreign cash currencies and 6 currencies of Travellers Cheques* – so wherever you are travelling ANZ can help you find the right Travel Money solution.

ANZ offers five convenient ways to purchase foreign currency cash and Travellers Cheques:

• Visiting an ANZ Foreign Exchange Centre
• Visiting ANZ Melbourne or Sydney International Airport Foreign Exchange Centres
• ANZ Phone Banking on 1800 352 535
• ANZ Internet Banking via the 'International Services' tab
• Visiting your local ANZ branch
  

* Only ANZ Foreign Exchange Centres (including Airport locations) trade in the full range of currencies. Some less common currencies may be in limited supply in ANZ branches and so it is advisable to check with the relevant branch to confirm that it is holding the currency you seek.

When ordering foreign currency cash and Travellers Cheques via ANZ Phone Banking, ANZ Internet Banking and ANZ branch networks, it is advisable to place your orders at least 5 business days in advance, depending on your location, to allow for delivery to the branch you nominate.

Buy foreign currency cash or Travellers Cheques

¹Travellers cheques are issued by American Express Travel Related Services Company, Inc. (for AUD, EUR, JPY and USD), Swiss Bankers Travellers Cheque Centre (for CHF) and Travellers Cheques Associates Ltd (for GBP).